Graphic of a map pin inside a circle, with the text 'Tennessee' and 'Licensed & Serving' below.

Life Insurance & Health Insurance in Tennessee

Your Life Agency is a licensed independent insurance brokerage serving Tennessee, offering mortgage protection insurance, Indexed Universal Life (IUL), term and whole life insurance, and health insurance options including ACA marketplace plans and Medicare. We shop your situation across multiple carriers to find competitive coverage.

Mortgage protection insurance in Tennessee

Tennessee homeowners use mortgage protection insurance to make sure a mortgage balance doesn't become a financial burden for their family if they pass away unexpectedly. Pricing depends on age, health, and mortgage balance, and comparing multiple carriers through an independent broker typically finds better rates than going direct to a single insurer.


Health insurance in Tennessee

Tennessee has not adopted ACA Medicaid expansion. The state's Medicaid program, TennCare, covers specific eligibility categories such as children, pregnant women, and people with disabilities, but low-income adults without children or a qualifying condition may fall into a coverage gap. ACA marketplace subsidies remain available for eligible Tennessee residents based on income. We help Tennessee residents compare TennCare eligibility, marketplace, private, and Medicare options.


Why work with a licensed Tennessee broker

Because Tennessee has not expanded Medicaid, marketplace subsidy eligibility and coverage-gap questions come up often. A broker licensed in Tennessee can walk through these specifics accurately.