A circular badge with the outline of the state of Georgia in blue in the center, and a location pin icon inside it. Below the circle, it says "Georgia" in large blue letters, and underneath that, it says "LICENSED & SERVING" in smaller uppercase letters.

Life Insurance & Health Insurance in Georgia

Your Life Agency is a licensed independent insurance brokerage serving Georgia, offering mortgage protection insurance, Indexed Universal Life (IUL), term and whole life insurance, and health insurance options including ACA marketplace plans, Medicaid, and Medicare. We shop your situation across multiple carriers to find competitive coverage.

Mortgage protection insurance in Georgia

Georgia homeowners use mortgage protection insurance to make sure their mortgage balance is covered if they pass away unexpectedly, rather than becoming a financial burden on surviving family. Pricing depends on age, health, and mortgage balance, and comparing carriers through an independent broker typically finds more competitive pricing than a single-company quote.


Health insurance in Georgia

Georgia has not adopted full ACA Medicaid expansion. Instead, the state runs a partial expansion program called "Pathways to Coverage," which covers adults with income up to 100% of the federal poverty level — lower than the standard 138% threshold in fully expanded states — and requires participants to complete at least 80 hours per month of work, education, or other qualifying activity. ACA marketplace subsidies remain available for eligible Georgia residents based on income. We help Georgia residents sort through Pathways eligibility, marketplace, private, and Medicare options.


Why work with a licensed Georgia broker

Georgia's partial-expansion structure and work-requirement rules make eligibility more complex than in either fully expanded or fully non-expanded states. A broker licensed in Georgia can walk through Pathways eligibility alongside marketplace and private options accurately.