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Life Insurance & Health Insurance in Ohio

Your Life Agency is a licensed independent insurance brokerage serving Ohio, offering mortgage protection insurance, Indexed Universal Life (IUL), term and whole life insurance, and health insurance options including ACA marketplace plans, Medicaid, and Medicare. We shop your situation across multiple carriers to find competitive coverage.

Mortgage protection insurance in Ohio

Ohio homeowners commonly use mortgage protection insurance to protect family members from an outstanding mortgage balance if the policyholder passes away unexpectedly. Pricing depends on age, health, and mortgage balance, and comparing carriers through an independent broker typically finds more competitive pricing than a single-company quote.

Health insurance in Ohio

Ohio has adopted ACA Medicaid expansion, covering adults with income up to 138% of the federal poverty level. This gives many lower-income Ohio residents a coverage path even before considering marketplace subsidies. We help Ohio residents compare Medicaid, ACA marketplace, private, and Medicare options to find the most affordable and appropriate coverage.

Why work with a licensed Ohio broker

A broker licensed in Ohio can walk through Medicaid eligibility alongside marketplace and private coverage, since Ohio's expansion status changes the calculus compared to neighboring non-expansion states.

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